Frequently Asked Questions
We’re here to help you navigate your credit and financing needs with ease and expertise.
How does this work?
Simply submit the application online (Pre-approval) and one of our finance managers will contact you to go over the application before they submit it for approval.
How long does the process take?
After you submit the application online, the approval typically takes 1-2 business days and then we can finalize everything in person or over the phone.
Can you help me choose a vehicle?
100% Yes! If you’re not sure on which vehicle is right for you, we can assist you in finding the right vehicle that fits your needs. We have access to all makes and models and will find something within your budget.
I didn't get approved for a car loan before, am I still eligible?
Yes. All dealerships are different and with our relationships with over 20 lenders and experience we are confident we will find a solution for you with the right lender
I'm new to Canada. Will I qualify for a car loan?
Not a problem, we can assist you in this process. Our team is extremely knowledgable and experienced with newcomers, students and individuals who struggle with getting approved for a vehicle.
Do I need a down payment on a vehicle?
No, it’s not mandatory but in certain cases it may benefit you. We will discuss all your options with you and you’ll be able to make the right decision for your needs.
I have bad credit. Will I get approved?
We have solutions for every situation. The first step is completing the pre-approval and we will get your information to our lenders. Our finance managers will get you a few options and we can discuss the right one for you.
If I get approved, will this affect my credit score?
An automotive loan is one of the strongest forms of credit that can actually improve and rebuild your credit as long as your payments are made on time.